What to look for in health insurance?

Health insurance plays a vital role in saving the lives of humans. That's the reason why the Government of UAE has made it compulsory for everyone to possess mandatory health insurance in the Emirates. To pick the right health insurance in UAE can be a daunting task, isn't it? No worries! We are here to help you. In this blog post, we will share the important factors to be kept in mind while looking for medical insurance online.

Family health insurance:

Take your family members' age and ailments into account while choosing online health insurance. Also, check with your family members whether there are any pre-existing medical issues before buying the policy.

Hospital Networks:

It is important to go through the list of hospitals and facilities covered under the policy. Also, check whether cashless facilities are available in the hospital network covered under the insurer.

Lifetime Renewal:

This is an important aspect to be considered while purchasing a policy. Make sure there is no specific age limit for renewing a medical insurance policy.

Maternity benefits

It would be wise if you could go for a health insurance policy that entitles maternity coverage also.

Free Medical Check-Ups:

It is better to opt for an insurance plan that allows policyholders for free medical check-ups.

Check Exclusions:

Every health insurance policy consists of certain inclusions and exclusions. You cannot always get a claim. So invest in a policy with minimal exclusion and maximum coverage.

Premium Costs:

It is advised to calculate the cost of the premium by using premium calculators online. Also compare the plan, benefits, and coverage available on the website to pick the right one that fits your pocket.

Pre and Post Hospitalization Coverage:

Most of the health insurance agencies in Dubai offer health plans that cover expenses incurred during the hospitalisation only. So check the policy features before you seal the deal. It is recommended to buy health insurance that offers both pre and post hospitalisation coverage to the policyholders.

Hope this blog post is worth reading and will help you buy online health insurance in the UAE. If you found this information useful, please do share it with your friends.

Thank you